We provide actionable advice to strengthen your long-term financial position and give you the confidence to live fully today.
We evaluate your overall financial situation and provide advice to help you reach your goals.
Our client portfolios are built on Modern Portfolio Theory and are supported by thorough academic research.
Life happens, and we're here to help make sure you stay on the best path.
It's not all Science
Just because something's "optimal" doesn't mean it's comfortable. We work to find the best plan that allows you to sleep soundly.
You may be surprised to learn that many financial services professionals have no obligation to place their clients' interests and well being ahead of their own.
As sworn fiduciaries, we do. This means that when possible, we avoid conflicts of interest in our advice. More specifically, we earn no compensation via commissions or product sales, so you can be confident that our advice is unbiased and objective.
Simply put, we will always have your best interest in mind.
We'll help to define your needs, wants, and wishes for today and the future, and coordinate tax, retirement, investment, estate, and healthcare planning to ensure you are on the best course.
Our investment approach is tailored to each client's unique circumstances, but it is always disciplined and supported by academic research. We strive to optimize returns and risk through diversification, and minimize the amount of gains forfeited to taxes.
Parker Financial Planning, LLC was established in 1999 to provide objective, fee-only financial planning advice and investment management services. Our offices are located adjacent to the scenic Mystic River Park and drawbridge in the center of town.
Who We Serve
Our typical client is enjoying retirement or is within 10 years of it, with savings of at least $500,000. They understand that their long term financial health depends on a professional, measured investing approach and a willingness to re-evaluate their position relative to their objectives.
Click here for a list of questions that we recommend asking any investment professional you may be considering entrusting with your goals.
Theodore L. Parker - President
Ted is President and Managing Partner of Sound Portfolio Advisors. In addition to firm oversight, Ted focuses on portfolio management and retirement adequacy planning on behalf of our clients.
Ted is a Certified Financial Planner™ professional with over thirty years of experience in financial services. Prior to establishing Parker Financial Planning in 1999 (later to become Sound Portfolio Advisors), he was a Vice President at J.P. Morgan Chase Bank in New York City, responsible for client relationships with multinational corporations.
Ted earned a Master's degree in international business and finance from the Fletcher School at Tufts University, and graduated Phi Beta Kappa from Reed College in Portland, Oregon. He also graduated with honors from Phillips Exeter Academy, New Hampshire.
Ted is active in a number of civic and professional organizations, including the Estate and Tax Planning Council of Eastern Connecticut, and the Rotary Club of Mystic. He is married with two children and a chocolate labrador retriever. In his free time, Ted enjoys sailboat racing, hiking, and mid-century architecture.
William P. Middleton - Investment Counsel
Bill founded Sound Portfolio Advisors in 2004, and currently serves as Investment Counsel with a focus on macroeconomics and investment manager selection. He holds the Certified Financial Planner™ designation and began his investment career over twenty-five years ago with Federated Investors, an institutional mutual fund firm. He subsequently became a partner at Investment Management Advisors, Inc. (IMA), a New York investment advisory firm.
Bill attended the University of Pittsburgh where he earned degrees in Business and Philosophy. He has been involved with a variety of non-profits over the years including The James Merrill House (Co-Chair), Mystic Arts Center, Lawrence & Memorial Benefactor Society (Past President), Riverfront Children's Center (Past President and Treasurer), Mystic Outdoors Art Festival (Past Chair)and the Estate & Tax Planning Council of Eastern Connecticut (Past Secretary and President).
Bryan J. Watts - Partner
As Partner at Sound Portfolio Advisors, Bryan focuses on strategic asset allocation and financial planning for our clients.
Bryan is a Certified Financial Planner™ professional with over twelve years of experience in the financial services industry. Prior to joining Sound Portfolio Advisors, he worked closely with institutional asset managers in analyzing the equity and fixed income research process and evaluating portfolio performance.
Bryan completed an honors Economics degree from Boston College, with a focus on capital markets and statistical analysis. Prior to this, he graduated from the Williams School in New London, Connecticut.
Bryan is married with two children, and spends his free time with his family, playing competitive tennis, and honing his cooking skills.
Patricia C. Small - Director of Operations
As Director of Operations at Sound Portfolio Advisors, Patty is responsible for setting up new client accounts and all account maintenance matters, such as cash and securities transfers, beneficiary designations, and updating client records.
Prior to joining Sound Portfolio Advisors in January 2007, she was a Certified Credit Counselor and HUD housing counselor for over 15 years. Patty graduated from the University of Connecticut cum laude with a degree in Family Economics and Management.
She is married with two, almost grown children, and spends her free time playing competitive tennis and enjoying the outdoors.